Home Warranties | Pam Olague

Lockin it In with Deb and Per 29 Sept 2018

Pam Olague, of American Home Shield with Deb and Per

Ever heard of a ‘Home Warranty‘? Should you get one? Explore your options with Pam Olague, of American Home Shield.

At the top of the hour, we’ll be addressing a topic near and dear to our listeners who are veterans—the VA home loan.

About Pam |
Currently an Account Representative with American Home Shield, Pam Olague has a long history in the sales industry. Prior to her 15 years in her current role, Pam had a good 12-year run at Nordstrom before entering the real estate industry as an Escrow Assistant, which she did for 3 years before moving to AHS.

A native of the Northwest, Pam is 30 years married, with 3 kids.

Lockin it In Episode

Title and Escrow | Randi Peterson

This morning, you’ll want to listen in.
This evening, be the hit of the party as you impress your friends with your knowledge of Title Insurance and Escrow.

We’ll chat with Randi Smith Peterson, from Rainier Title.

About Randi
Randi is a Senior Account Manager at Rainier Title & Escrow with the added benefit of having been a licensed broker. Her business is driven by 3 Pillars; Listening – Identifying Options – Connecting Clients to the Solution(s). She is grateful every day for a challenging and fulfilling career, a family that brings her joy and much laughter and a posse of friends who can depend on each other through thick and thin. Life is Good.

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Wholesaling | Penny Russell

WE chat with real estate investor Penny Russell, and her special niche–wholesaling.

About Penny

Penny Russell is a local real estate investor specializing in Real Estate Asset Services for Estate Planners and Executors through local resources like probate attorney’s and Elder care specialists within Pierce County, Washington. She lives and works in Tacoma and has been a Washington state resident over 30 years now.
888-510-4493 • www.indigoinvestors.com

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Movers | Heidi Rinker

Today we enter Phase 4 of the Mortgage loan process: Loan Processing. We’ll talk about what the lender is doing behind the scenes to move your loan approval along.

Moving is time consuming, particularly if you do all the heavy lifting. Our guest, Heidi Rinker, shares with us helpful information about moving companies and how movers work.

Heidi Rinker, Relocation Consultant

After logging over 800,000 miles driving a tractor-trailer with her husband, Heidi began her career with Bekins Northwest in 2000 as a Customer Service Representative. Heidi joined the team with valuable knowledge of the trucking industry and was subsequently promoted into the Moving Consultant role.

Heidi excelled in providing exceptional customer service and building relationships with clients. Following her continual success as a Moving Consultant, Heidi made the transition to Sales and never looked back. With a reputation for thorough product knowledge, attention to detail and the aptitude to treat our clients with integrity, Heidi has continued to be an instrumental member of the Sales team and a valuable resource to our clients.

Capitalizing on her expertise, Heidi specializes in home and business relocations. In addition, she can customize the services of the company and van lines to meet the needs of each client.

A native of Puyallup, Heidi enjoys spending time with her family, cooking, singing and working on her latest home improvement project.

Lockin it In Episode

Credit Repair | Raquel Flournoy

We talk about the mortgage loan application, the Loan Estimate, and other disclosures, and credit repair.

Deb and Per with Raquel Flournoy

With Raquel Flournoy of Credit Optimization Program

Raquel Flournoy

Grew up a military brat from Fort Lewis, graduated from Spanaway Lake High School then attended Seattle U studying accounting.  I married my high school sweetheart and we have to adult children; Sherise and Jordan (26 & 21) plus my furry baby Hannibal.

Majority of my career has been in the accounting / tax field.  I specialized in construction cost accounting when I opened and managed Accounting Pros NW.  I have experience with A paper mortgage lending and Private Lending leverage with land/property.  Budgeting, audit and finance comes natural to me.  I enjoying analyzing numbers.  Real Estate is also a passion of mine.

I started the Credit Optimization Program when I saw a need for consumer credit consulting after the housing market crashed.  Many people and families were affected by this.  There is no government agency that will “audit” a consumer’s credit report and hold the credit bureaus accountable.  The only person that can hold the credit reporting agency accountable is the consumer.

There are great laws in place to protect the consumer but without the audit there is no way to know if the bureaus are following the laws.  COP is making sure the credit bureaus are compliant.

Lockin it In Episode